Charly Stoever
Trans, Latinx, Ex Stock Broker turned
Financial Coach & DEI Speaker
Trans, Latinx, Ex Stock Broker turned Financial Coach DEI Speaker
Helping LGBTQ+, BIPOC, and First-Gens Crush Debt. Build Wealth, Retire Early, even if you don’t make 6 figures
Learn how to put every dollar to work, no matter what your salary is. Whether you want to pay off student loans, crush credit card debt, upgrade your savings, or easily manage your own investments, I help you do that inside 1:1 coaching.
Speaking
Empower your team to feel financially stable in this economy and with their current salary so you can retain them and they can feel happy at their job!I will create a customized, DEI-focused workshop for your organization that will blow up the team chat!
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that will help you learn how to build wealth on any salary.
A Unicorn Millionaire is someone who can build wealth on any salary. In this podcast, I share everything you need to do to maximize your salary and to live like a wealthy old white dude.
FAQs about LGBTQ+ BIPOC Financial Coaching
This is for LGBTQ+, BIPOC, first-gen professionals, and business owners who want to crush debt, boost their credit score, and build retirement wealth—without needing a six-figure salary. This coaching is for you if you know you can’t do it alone and are tired of feeling behind and avoidant with your money.
Yes. My clients are primarily LGBTQ+, BIPOC, and first-gens, but I do work with white clients who are aligned with my mission of redistributing wealth to marginalized communities. For example, my client Lulu invested their six-figure inheritance after months of avoiding it and having it lose value to inflation. Then they quit their job and took a sabbatical to travel while also donating thousands of dollars to trans and indigenous rights causes.
Because it takes time to heal your relationship with money, build confidence, and make moves that compound on top of each other. My coaching is like money therapy. We unpack and reprogram your inherited money scarcity as well as get down to the bottom of your money blocks and if you actually WANT to buy a home or if it’s something you feel like you should do because that’s whatt your parents told you. One client didn’t track down her old 401(k) until month four—when she found $141,000 sitting in it. Six months gives you the space to shift your mindset, see your full financial picture, and start investing with strategy.
I don’t coach couples directly,as coaching is one on one. One person’s inner child, family baggage, and avoidance patterns are more than enough to unpack on a call. I don’t specialize in couple’s therapy. We dig deep into your personal money stories, nervous system patterns, and the habits that have kept you stuck. My clients naturally bring these tools back to their relationships. Once you have clarity and confidence with your own money, you’ll start leading those healing conversations with your partner. Your partner might not be on the Zoom call, but they’ll still absorb the growth you make in your shared decisions, your future plans, and the financial peace that finally feels possible.
Anyone 18+. My youngest client, Nora, was 25 when we first started coaching, and a few years later, she bought her first home, with her own garden she can relax in, before she turned 30! I also coach clients in their 30s-60s. I helped my client Bindu navigate finances post divorce in her 40s and go from scared to invest to being excited to have 2 investing apps on her home screen!
No. My clients come from various income levels, from $50k full time business owners to lawyers making $300k. The focus is on how you give every dollar a purpose and how to help you find JOY in wealth building—not how much you make.
I’m happy to renew coaching. I have a client who has gotten so much value from helping her pay off her 5 figure credit card debt, to confidently investing, to growing her business, that she has been working with me for over 2 years. Whether you want to stay for accountability or deeper strategy, I gotchu.
Absolutely not. If you wait, you’ll waste years paying interest while losing time in the stock market where your money could grow itself in your sleep! Together, we’ll create a debt payoff plan while you also invest and build savings. My clients stop feeling the dead weight of debt on their shoulders once we tackle it together. I’m open about how I manage debt as a business owner.
That’s literally my job. I’m a fancy white men finance word translator who breaks investing down so you understand it enough to explain it to your friends and family. I’ll guide you step-by-step on where to start, which accounts to open, what to invest in, and how to feel confident even if you’ve never logged into an investtment platform before. You’ll leave knowing exactly how your money is growing—and how to keep it growing—without needing to day trade.
Yes. We’ll optimize your credit card usage, paydown strategy, and even how you request credit limit increases—all designed to boost your credit score by 100+ points within 6 months. Clients have qualified for better rates on mortgages and intro APRs after working with me.
I get it. A lot of my clients come to me after years of avoidance, ashamed of their debt, afraid to even look at old accounts, or convinced they’re “bad” with money. This is because they’ve never had anyone to have proactive, neutral, intentional conversations with about money. With me, you’ll finally face your money without judgment, just clear, actionable steps. You’ll go from avoiding your accounts to feeling powerful AF when you check them. After just a few sessions with me, you’ll even start bringing up money conversations with loved ones that they’ll be thankful you started!
We meet every 2 weeks for one hour coaching calls. That’s the length of one TV show. You’ll have daily messaging support in between and access to my money curriculum to learn at your own pace. Clients love that we take action live on calls, like opening accounts or buying and selling stock, so even if you’re busy, you still make moves. Iif you want to go deeper, I’ve got podcast episodes and classes for your commutes or workouts. After each session, you’ll have easy to-dos you can keep up with and someone to hold you accountable to doing them instead of telling yourself for years that you “should get your money together” but not doing anything about it.
The investment is $6,000 paid in full or 2 payments of $3,100, and you can pay via all those methods. I recommend credit card since you get the points, which I will help you redeem in a way that’s the best for you, and I’ll help you pay off your investment. Several of my clients make back the $6k investment before the 6 months are even up!
