Sell Stock Pay Debt: Why Now Is the Best Time to Do It
Why Selling Stock Right Now Might Be the Smartest Move You Can Make
The stock market is booming—but your debt is growing even faster. If you’re wondering whether now’s the time to sell stock, pay debt, and build wealth on your terms, here’s what you need to know.
In April, everyone panicked about tariffs’ impact on the stock market. I did too.
My net worth dropped to $140K right before I left for four months abroad. I thought, “Should I really be going to Europe right now with everything going on?”
And then I remembered: I’m a business owner who’s made over $230K in sales from Thailand to Mexico. Y se me pasó.
I didn’t panic sell my stock. I observed from curiosity, not scarcity. I reminded myself that the stock market was designed to crash. It always has and always will.
I coached myself through the money drama and even recorded a video for my clients inside my exclusive curriculum, showing them how I handle real-life panic moments.
Staying in the U.S. wouldn’t have protected my investments. Stock crashes are just blips in the space-time continuum of wealth-building.
Meanwhile, I swam in the Danube in Vienna. I twerked to an Argentinian DJ at a queer bar in Brussels. I found out the ugly bridge is London Bridge, and the nice one is Tower Bridge.
Now I’m back. Eating tacos con ensalada de nopales in Mexico City. And my net worth is $65,000 higher—without investing a dime since April.
Sell stock, pay debt: A strategy that makes sense right now
Some of y’all need to take advantage of the fact that the stock market isn’t acting wild right now. It’s at all-time highs. If you’re sitting on stock in a brokerage account while making minimum payments on credit cards, it’s time to make moves.
This isn’t about missing out on gains. This is about reclaiming your money from lenders who profit off your shame, avoidance, and your hope that stocks will outpace your debt.
They won’t. Your debt is growing more each day—more consistently than your investments are.
You’re not falling behind by selling stock to crush debt. You’re collapsing your timeline to retirement, just like I am leveraging debt to grow my business and retire early.
You’re allowed to sell stock to pay off debt. You’re allowed to sell stock for a concert ticket and still retire with seven figures.
Here’s how I guide my 1:1 clients inside six-month private coaching:
- We log into your accounts together and prioritize which type of debt to pay off first
- Sell the right stock at the right time
- Use it to crush your debt intentionally
- Keep what needs to stay invested so it can 10x itself over time
- Centralize everything so you can breathe easy seeing all your money in one place
You don’t need to touch your 401(k).
You don’t need to sell everything.
You just need to stop sitting on money while paying thousands in interest while your stocks barely grow.
I Help Clients Sell Stock, Pay Debt Without Regret
Many of my clients decide to sell stock, pay debt, and finally get ahead on their financial goals. Check out their money coaching results here.
When I work with LGBTQ+, BIPOC, and first-gen clients, we talk about the emotions around money and the strategy.
We remove shame. We assign purpose to every dollar. We stop letting avoidance cost more than action.
You can carry debt and still build wealth if you know how to direct your money.
With the market soaring and the panic gone, it’s one of the best selling windows we’ve had all year.
If you’re ready to feel intentional with your money and start building a six-figure retirement—even if you don’t make six figures—book a call here to start six-month private coaching.
We’ll crush your debt, organize your accounts, and have you confidently directing your money so you know when and how much to sell, instead of wondering for years whether it’s the right time.
Want to learn in a free class first?
I’m teaching a class on Monday, Aug 4 at 10am PT / 1pm ET on selling stock to crush debt without touching your 401(k). We’ll talk about how to decide what to sell, how to not feel guilty about it, and how to stay on track to retire early.
Sign up for the free class here by clicking the only time slot on 8/4.
With the market at all-time highs, it’s a powerful time to sell stock, pay debt, and stop letting shame delay your future.