Episode 17- Invest in Rest with Jannese

Jannese Torres is the founder of Yo Quiero Dinero, an award-winning personal finance podcast that empowers listeners on topics like entrepreneurship, investing, financial independence & money mindset. Jannese is a Latina money expert, entrepreneur, food blogger, & business coach. Each week she drops episodes brimming with POC-friendly personal finance knowledge, served with sazón!

She ALSO makes tens of thousands of dollars a month in ad income from her blog. Listening to Jannese’s podcast when I was working as a stock broker is one of the reasons I was inspired to quit my jobs and become a money coach for my community. In 2021, I took her side hustle moguls course, which connected me to my business coach, Cat del Carmen. In 2022, I took Jannese’s blogging bootcamp because I am also after that passive income and I’m all about sharing my story. 

On this episode, join us to learn from her and the YEARS it took for her to making tens of thousands of dollars a month as an entrepreneur with profitable blogs. 

I also ask her: 

Why is it so important for you to talk about how we shouldn’t work for free?

What are your favorite ways to rest?

Do you ever feel guilty resting? If so how do you overcome that guilt? 

What was it like being on a YACHT and giving a speech?!

Learn about Jannese’s Yo Quiero Dinero blogging bootcamp here. 

For 1:1 money coaching with me click here. 

 

Episode 17 – Invest in Rest with Jannese Torres

Podcast Transcript Below

Charly: Hello everybody. Welcome to the Unicorn Millionaire Podcast. I’m your host, Charly Stoever. I’m a non-binary Latinx money coach, helping my first gen clients become millionaires. I’m a formerly undocumented Mexican American and currently digital nomad traveling all over the worlds. Super excited to have you here along with me on my journey.

I talk about personal finance, money, mindset, twerking, unicorns, rainbows, You name it. We’re here. We’re queer, and we are going to build wealth for ourselves and our communities.

Hi Jannese. Welcome to the Unicorn Millionaire Podcast.

Jannese: Hi, Charly. So excited to be here. Thank you for the invitation.

Charly: Thank you. As soon as I saw you shop on my Zoom, I was like, I’m gonna start crying . You’re like, No Over crying.

Jannese: Yes. No more tears. We are here because we are happy and we are living our best lives.

And that’s why I love what you do, because you were giving us unapologetic permission to be fricking millionaires and be freaking unicorns and just like say, fuck the system and the society that we think we need to show up in, we’re gonna create our own little magical.

Charly: Yes. Um, we’re unapologetic cuz we have nothing to apologize for anyway. Could you introduce yourself and what you do?

Jannese: Absolutely. So these days I am going by the title of Content Creator, and so I’ve been doing it in various forms for the past nine years. My name is Jannese Torres and I am the founder and host of Yo Quiero Dinero. It’s personal finance platform that is specifically geared towards the Latinx community.

I started my content creation career actually as a food blogger, and the thing that they both have in common is that. I was looking for ways to lean back into my identity, right? As a Latina in corporate settings in corporate America. I could not be my fully expressed self. And so I started using content creation and the internet to connect back with my culture.

And you know, it’s been an incredible process.

Charly: And it’s been so cool watching you. I’m a fan unicorn right now because I started listening. To your podcast when I was working as a stock broker and I was like, this is not it. I thought I wanted to help people with their money, but I’m just helping rich people get richer

But I love the conversations I’m having with like people my age, BIPOC, LGBT people who don’t know anything about a 401K or about the IRA, but we know we need to do something. Absolutely. And just listening to your podcast after a day of working in finance just shows how needed your podcast was in the community you were creating and knowing that you can cuss on a podcast and you don’t have to filter yourself and have diverse voices.

And I was like, I wanna start a podcast too. And it took me two years to start one. And when I started I was like, why was I waiting so long? It’s like we stop ourselves from a lot of success. So, uh, and I also joined your Side Hustle cohort, um, when it first started and connected me with amazing people, and you just showed me that it was possible.

It didn’t have to be perfect. Yeah. But just doing the damn thing. And I also wanna say that you’re very good at talking about how long it took you to get to where you’re at today. So could you please talk about the years that it’s taken you to make $10K a month in passive income?

Jannese: Yes, absolutely. So I think, you know, with the world of Instagram and instant gratification, there’s a lot of perception that, you know, the people who you admire who are successful. This just happened overnight and I love the quote that says, you know, overnight, are 10 years in the making because that’s really what it’s been like for me.

My journey to entrepreneurship was accidental and I always try to lead with that because you know, it’s been a huge sort of like experiment and just continuing to show up and continuing to figure out what works and for me, I had a lot of the same limiting beliefs that I now help my students get through, which is this idea of like, who am I to be starting a business?

Why would anybody ever pay me for this? Why would I walk away from a 401K or health benefits to go live my dream? And I think for a lot of us, especially if you’re first gen, you come from a background where survival is the default mode. Dreaming about your, you know, monetizing your passions, that just sounds so fucking privileged.

And so it feels like something that’s not attainable for us. And you know, for the first couple years as a, an aspiring entrepreneur, I was doing a whole lot of nothing. And I think part of it was because I hadn’t yet accepted this idea that like I could create my own job that I was worthy of saying, you know what?

This idea of what my family thought was success in corporate America. It’s just not my thing. And getting my head wrapped around it was one of the key things that I had to do to start really showing up as my authentic self and really leaning into entrepreneurship in ways that I had not given myself permission to do in the beginning.

And so once I kind of said, You know what? I’m gonna make this shit happen. I don’t know how , um, but I’m going to continue to allow myself to fail and try and pivot things. Started to exponentially grow very much like the stock market. So I started really taking myself seriously, investing in education, investing my time, my energy, money into building first my food blog, and then my personal finance podcast, and nine years later, now I’ve created a multiple six figure business that allows me to work from anywhere.

That really allows me to not work at all. Because like you mentioned, passive income is a big part of what I talk about, and it’s something that I have experienced firsthand. But it took years. It took years to get here. And so I want folks to know like if there’s an idea that you have, be prepared to invest at least 10 years to make it what you imagine it will be.

Okay? Because most businesses are not profitable for the first two to three years. And we need that perspective to give ourselves enough time to really see things through before we quit.

Charly: Yeah. I love that. And I remember listening to one of your lives and you said, if you pick something, have it be something that you’d be willing to do for free, because that’s probably what you’re gonna be doing.

Jannese: Absolutely. You have to really just give yourself permission to show up without some like arbitrary deadline that we. Put on ourselves of what success looks like, right? I think we’re so programmed to be like, this has to have a purpose. There must be some greater reason here. Or if I haven’t achieved this in X amount of time, somehow I’m a failure.

And I think a lot of that is programming from our society, right? It’s like, you gotta graduate in four years. If you take five, you’re, you know, not trying hard enough, or you have to make a certain amount of money by a certain age, or you have to have a certain title by the time you’ve been in a company for so long.

There’s like all these external metrics that we use for what is success and the beauty about entrepreneurship is that you get to define whatever the hell that looks like. If your ultimate goal is to just make enough money to like go and live a very frugal digital nomad life, you don’t necessarily need to invest all the time and energy that it takes to build a million dollar fucking business.

If that’s not what you imagine and so like this idea that we need to replicate somebody else’s version of success. I’m like, fuck that. Create your own. We, we are out here trying to live somebody else’s version of our lives for way too many different reasons. And this for me is the space where we’re like, Nah, I get to set the rules.

Charly: Yes. But there’s also mind fucks that come when we are leveling up. Like I just hit my first $100K after two years of starting my business. Woo. But I was surprised at how like angry and resentful I was. I was like, Why am I angry? I thought I’d be happy and like popping bottles. Why am I so resentful?

But then I read the book called The Big Leap, and it’s all about how we upper limit ourselves. Because like for me, I had a shitty childhood used to being in stress. And so my brain was like, Oh, success is bad. It’s new, it’s dangerous. We gotta fuck ourselves over to bring us back down here. So do you relate at all, at all to that, like the upper limiting?

I just feel like we need to talk about that more.

Jannese: Oh my god. You know, it’s so toxic and I think obviously some of that comes from inner wounds that we have from our childhood and our own worthiness, but I think all, a lot of it also comes from this comparison trap that a lot of us get into where it’s like, you know, we start comparing what we’ve done versus what other people have done, not knowing the resources, the time, the energy, and the investments that they’ve made.

And somehow we diminish the amazing things that we’ve done because we’re looking at what somebody else has done. So it’s like take two entrepreneurs, one starts, they both start a business at the same time, and one of them makes like a hundred K in their first year, and another one makes like 500 K. Well, you’re gonna feel like a fucking failure because you’re comparing the amount of time that they’ve put in as being equivalent.

But like, do you know, did they hire a coach? Do they have a whole team of people working behind them? Did they graduate from college with no student loans? Do they have a hella ton of privilege? Are they able to show up as a cis white gendered? Person, You know, like, come on. There’s so many fucking reasons why people make faster progress.

And so I think we need to get out of this idea that like we’re all starting from the same place. We’re absolutely fucking not. And especially if you’re first gen and you’re coming from a background where you did not have a trust fund, you did not graduate from college debt free, you have none of the privileges that other people have had.

Like, we need to give ourselves some grace. So for me, you know, I have had to also let go of this idea. I’ve been doing this X amount of time. I should be a seven figure business. I know people with seven figure businesses and their lives look hella fucking stressful. They got whole teams of people they gotta manage.

They have full-time employees, they’re offering them benefits and healthcare and all these things, and I’m like, I don’t know if I’m emotionally ready to have that level of responsibility over other people’s financial wellness. You know, like that’s a lot of pressure for me. Cuz then it’s like, damn, I gotta keep the shit going so that everybody can continue to eat.

You know? So we don’t think about like, what are the, what’s the amount of stress that you are going to be subjected to for the goal that you think you should be achieving? Mm-hmm. And if that’s not where you’re ready to be. That’s okay. I don’t want a team of 30 fucking people working for me. That’s terrible.

In my mind. I was a manager in my corporate career and I’m like, I hate this shit. Like I want to be as streamlined, as lean as possible, and really just have like a little close knit circle of people who are helping me achieve my goals. And if that means I will never be a seven figure business, I’m fucking fine with that because I make more than enough money to live the life that I want and continue to make impact in my community.

Charly: Bam. You’re like, No, I don’t wanna do this. I don’t have to do that. Same with like buying a house, right? Oh God. I thought I had to buy a house until I bought a house.

Jannese: Yeah, no, I mean, so much of the shit that we’re told is success is bullshit. And so, you know, I love the fact that you allow us to question those narratives.

Charly: Speaking of, I really love how you hire your family. Can you talk about what that’s like? I think you hired your mom to help you translate?

Jannese: I did. Yeah. Yeah. You know, I think for me it’s like so important to spread the wealth, right? Because when we are building these legacies, it’s, it’s like how much can we not impact just ourselves, but like our lineage?

And I think, you know, There are really good opportunities for us to spread that, that success. And for me, that’s looked like hiring my sister pretty much full time at this point. Um, doing a lot of backend stuff for my business and, you know, we were not as close growing up as we are now.

And I feel like the entrepreneurship journey has helped us understand and respect our individual strengths and weaknesses. And it’s been like an absolute amazing experience. Like having my sister support me in areas where I’m weak and me helping her in areas that she’s weak and just kind of growing together and seeing how you know much we can achieve when we are.

United versus like, you know, divided. And I think there’s also a lot of, you know, conditioning that we have had as a society that teaches us that like money and family can’t go together like that. It could be toxic, but I think it’s like you can have real ask conversations with family, at least I believe that, that you can’t necessarily have with like somebody who’s a stranger or somebody that you’re just on a really like professional level with.

I think that for me has been a strength because I can show up as my full self as an entrepreneur, and my sister shows up as, you know, a team member as her full self, and we can just keep it a hundred percent real, right. That for me is refreshing cuz I feel like we can’t keep anything real in fucking corporate.

We have to be like so political about how we talk about shit and like, there’s so much fucking structure and I’m like, no. Like we don’t need that shit. It’s all nonsense. It’s all meant to make us feel like, you know, in a box. And I’m not here to do anything that involves me being inside of a box. I’m not a mime.

Charly: Yes. And in corporate they try telling you, Oh, we’re a family. We’re a family. It’s like, no, they don’t wanna talk about you. Y’all are toxic as fuck. Okay. Please no . You’re like, I’m gonna hire my mom. I’m gonna hire my sister and build well together. And I love absolutely that. Yep. So much. Um, also, I love how you talk about how you share that your time isn’t free.

I feel like a lot of us, especially entrepreneurs, would get asked to give a family friends discount. We get told, Oh, I can’t believe you charged that. But there are people that absolutely see the value and tip us. So I always tell people, If you’re getting tipped, you’re undercharging But why is it so important for you to normalize talking about how we shouldn’t work for free anymore?

Jannese: Yeah. Well I think especially, you know, as a cisgendered woman in society, and I know this applies also to folks in the queer community, like we are somehow programmed to believe that like we are less than that, we are meant to serve. That we are not worthy of getting paid for our skills, that our job is to just like make sure everybody else is good at our own fucking detriment.

And to sacrifice means that you somehow love or that you are somehow worthy. And I’m like, You know what? Fuck that. Because at the end of the day, I cannot serve people at my highest self if I am trying to scrape by to get the bills. Okay. I know that I show up way with more energy with just a higher vibe when I know that I’m good and that I’m taken care of, and that the money that I’m being compensated for is not just enough to get by, but it’s enough to spread wealth.

So I think that’s a big unlearning that we have to do with regard to like owning our worth. And that took time. That took time. That took therapy, That took experimentation. At this point in my business, I’m like, How high can we go? Because I’m just really like, Fuck it, you know? Let’s just try, because why am I going to be the one who like self imposes my capacity?

I’m not gonna allow that to happen. I’m gonna let the market decide what it’s willing to pay, and I just feel so much better when I’m getting paid well. You know, It’s just a no brainer. When you are in a state of abundance, you can give more. You can show up better, you can have more impact because you are not in fucking survival mode.

Survival mode does not allow you to give your best self, and we know that from like, you know, working minimum wage jobs or just like being treated like shit in corporate America. When you are being treated like shit, when you are not being compensated properly, when you are literally fucking stressed out about how you’re gonna keep the lights on or how you’re gonna pay your rent, that is not good fucking energy to show.

And you’re not gonna do your best work. And so I feel like it’s a duty to your clients, to your audience, to your anybody who is impacted by you, that you are getting compensated fairly for your time. You know, and I think it’s also just like it’s a responsibility that we have as people of color to say, I’m gonna be an active participant in dismantling the pay gap and the way that I’m gonna do that is charging my fucking worth.

Because the more people that encounter me that are like, Oh damn, she is not cheap. They will start to associate, our collective as not being cheap. And so I’m not here to undercut anybody. I’m here to get money in everybody’s bag. And the way that I’m gonna do that is by being unapologetic about what I’m worth.

Charly: Yeah. Which has allowed you to start the Side Hustle cohort. I remember we started that, it was only like $500, but I was just starting to invest in online stuff and for me it was a lot. And I look back at that, I was like, Oh my God, that was a steal. I’m so glad I did that. Yeah. And then it was like a thousand for the blog cohort.

And the more I invest, the more it’s like, yeah, it’s a no brainer. Like I’m gonna do this cuz I’m gonna get the return tenfold as long as I do the work. Absolutely. So we are making each other wealthier. Another thing I love about your online presence is that you also normalize rest. You’re out here chilling in the hammock, staring out at the ocean, like I feel like a novella.

Yo Quiero Dinero novela in Puerto Rico. I’m here for it. So what are your favorite ways to rest?

Jannese: Oh gosh. I love this question. First of. I think it’s important to realize that like if you dunno how to rest, it’s probably because you didn’t have that modeled at home. And I know for a lot of us, like we just didn’t see that shit growing up.

You know, Saturday mornings it was like the fricking salsa music was on by like 8:00 AM in the morning. The shit was blasting and it was like, okay, it’s time to clean the house. So for the longest time I had a really hard time taking naps. I literally could not take naps. I would lay in bed and be thinking about all the shit that I had to do.

And by that time, like an hour or two went by the time that I was supposed to be taking a fucking nap. And I had just worked myself into a ball of anxiety of all the shit that I had to do. And I really had to sit back and think about like, why am I like this? And it’s cuz my mom and my grandmother and everybody else who came before me, they literally do not know how to sit still.

I don’t know how to rest. And so I had to learn, I had to teach myself how productive rest can be. Because I will be the type person, you know, if I’m not conscious of it, I will work myself into the ground and I’m done with that. I don’t do that anymore. I do, uh, quarterly solo retreats where I am just fucking chilling on the beach absorbing, you know, the good vibes of the, of nature and the ocean.

I take the whole month of December off and I tell my team to do the same because it’s like, look, I don’t have a boss. I have to set these boundaries. I have to be the one to enforce PTO policies on myself because otherwise I’ll be working forever. And I think, you know, one of the, the things. That I think a lot of business owners especially make the mistake of is creating businesses that require them to show up for every single dollar, and I am the complete opposite.

I’m like, I need to make enough passive income so that I can only show up if and when I want to for anything. And so by creating a six figure passive income source through my food blog, I can literally just. Chill. Like all my bills are being paid every month, and I can selectively work on the things that I care about.

So if I wanna have a launch of my program, I can do that. If I wanna fucking sit by the beach and take the whole month off, I’m gonna do that. If I want to write a book, which is something I’m working on now, I don’t have to worry about how my bills are gonna get paid.

Charly: Right. You inspired me to write a book too.

Jannese: Yes, absolutely. We gotta normalize this idea that like we can [create income streams that allow us to have options. Like rest and, uh, yeah, so that I’m super passionate about helping entrepreneurs creating passive income that’s going to allow them to take time off whenever they want.

Charly: But does the, the guilt of resting still creep up sometimes? If so, nah. If you dialogue with it or you’re over it, hell no.

Jannese: At this point I’m like, you know what? Anything that feels. Like it’s gonna aggravate me. It’s just an automatic no. Yeah. It’s just like you have to build that confidence muscle of knowing that like you don’t need to say yes to everything. Not everything is a great opportunity, and the things that are meant for you will wait for you until you’re ready to receive them.

Like that is the affirmation that I live by at this point. Anything that is meant for me will wait for me to come back from vacation, to come back from extended time off will come back from whatever. It’s gonna wait for me. And if it doesn’t, that shit wasn’t for me and I’m good. And we’re gonna move on.

Charly: That just like stretches time because I feel like in capitalist society it’s nine to five time is finite, but you’re just like, no time is abundant. Uh, I’m gonna chill at the beach and be back.

Jannese: Absolutely. Like, Y’all gonna wait for me, or we’re gonna move on. Right? Like somebody even paid you a retainer fee I saw on Twitter.

Listen, you know, I’m just like, I feel like I’ve unlocked the next level of a like passive income of just like a brand saying, Hey, we just want you to be available just in case something happens here. You probably won’t need to do any work, but just don’t, don’t work for anybody else. And I’m like, You know what?

If that becomes my entire business model, I’m fucking here for it.

Like, I didn’t even realize this was the level that I was aspiring to get to. But now that I’m here, I’m like, Yeah, I could do this all day. But can understudy understand that?

Charly: Yeah. Like y’all, this is how I’m making money. It’s crazy. But y’all should know about this too.

Jannese: I mean, people need to know, right? Like I think we’re so boxed into even like what making money looks like, just like trading time. For your fucking energy. And so often that’s how, you know people think. But for me, like this whole journey has been a complete reworking, rewiring of how money looks for me and how I earn it and how I spend my time making it.

And it’s a really fucking powerful place to be when you can literally just print money when you decide to, and then just say, Nah, I’m. I have enough that I’m just gonna fucking chill.

Charly: Yes. Seriously. I see. I think you went to FinCon recently. Yes. How was that?

Jannese: Oh my God. You know, my entire like personal finance platform grew during the pandemic, so I really started taking it seriously, like January of 2020.

And so for the first time, like meeting all of these people who have been amazing, you know, friends, partners, collaborators. That we’ve been just hanging out on the internet for the past few years. So I feel like it was almost like, you know, when your like favorite Disney movie comes to life and you meet like all the characters.

Absolutely. I was just like, holy shit. This is like being at Disney World after, like watching all your favorite Disney movies. It was incredible. And you know, the, the most refreshing thing for me was seeing the amount of people of color at this conference, because I know in years past, um, they haven’t done the best job of like really focusing on diversity.

And so talking to the CEO, we had like a, a little sit down lunch and I told her, I’m like, You know, I feel like you guys are definitely like being proactive about making this, making us visible. And they have this commitment to have at least like 40% of their speakers being people of color. So I’m like, Hell yeah.

Like, we need that shit. We need to normalize the idea that we belong in these spaces, that we deserve to be talking about money, that we are intelligent, that we have a lot to offer, and that, you know, this, this space will no longer be gate kept by like the white bros of finance. And so I, it was really great to see just the overall like diversity representation.

Charly: Yeah. And, and your space is still so necessary because you talk about these things that the white bros don’t talk about. They don’t talk about their retainer fees, cuz to them, I guess all this is normal , but. Yeah, but for you, you’re like, No, this is the thing I didn’t know existed, and I’m getting paid to just like not cheat on a brand partner.

Jannese: Yeah. It’s such a mystery. A lot of, you know, especially how content creators make money, and that’s also why I share so much because I want us to also see that like, hell yeah, there’s money to be made in this space, but if you don’t even know how it works, you won’t even entertain the idea of like, what’s possible.

Charly: Yeah, and that’s why I love your classes. Like your blogging class was so important because you was just screen share and you’re like, Click this button. Yeah, And do this thing.

Jannese: I’m giving you all the cheat codes, literally.

Charly: But yeah, without a course like that, I would’ve never taken the leap to start my own blog.

I’ve blog before, but for free. But if you wanna monetize it, there’s a lot that you do need to know. Mm-hmm. . So thank you for sharing your knowledge nonstop. You do stop to rest. Um, I think last time I talked to you, you were about to go talk, give a speech on a yacht in LA. How has that experience?

Jannese: You know, this entire year has just been like a new level of, of growth for me, like personally and professionally and being on a freaking boat in Los Angeles where I’m surrounded by women who are venture capitalists and angel investors and seven, eight figure entrepreneurs, just, it was such a defining moment for me because I’m like, Damn, Like we are really out here in these spaces where we don’t think we belong, and I never take the privilege that I have to be in these spaces for granted.

I feel like, you know, not only am I representing myself, but I’m representing what’s possible for our community. And it’s really, it’s really fucking humbling to just be in that position to, you know, be around women like Rachel Rogers for God’s sake and like Right, you know, Arlen Hamilton and just like be peers with these people, you know?

And so I always go back to thinking my, my audience, the listeners, the people who support the platform because they’re the ones who are showing the world that we fucking matter and that we deserve to be in these spaces and to be part of these conversations. And yeah, I mean, it was just like, it was an out of body experience, just really seeing like, Just a, a glimpse of what our potential is.

So I hope to see many more of us in these circles because there’s a lot of money out here that women are controlling, and I only want that to get bigger. So that we can really start to shift the dynamic of what the world looks like. I think we need more money in the hands of women, queer folks, people of color, because I mean, once that happens, the world will never be the same.

Charly: Yeah, when I was working as a stock broker, I saw so many funds from different, just casual millionaire, just like normal people in the burbs sitting on several millions of dollars, and they weren’t doing anything with it except calling us to see if it was up or down with the stock market for the day.

Yeah. I’m like, this is what Elon Musk and Jeff Bezos, all these men are sending rocket ships into space. Like let’s take the money and actually heal the world and do amazing shit with it. Cuz these privileged white men don’t, they don’t even have a community. That’s why they do workshops on building community cuz they don’t have fun.

Jannese: Yep. They, they’re not interested in, in, you know, fixing the real problems of the world. Like, why? This country, Is there anybody homeless? Why is there anybody hungry? Why is there anyone without health insurance? Like people with billions and trillions of dollars aren’t fucking doing anything to change the world in dishonesty?

Cuz most of that money is the hands of men. And I think that, you know, women, people of color, marginalized people like we, our, the only reason why we’ve survived is because we focus on community. We realize how much more power we have when we are a collective, and the only thing that’s missing is the money to then push all of these issues that we need to the forefront and have basically the capital to create solutions.

Um, you know, that, that hopefully will change.

Charly: Yeah. And to keep working in community together cuz the white ci hetero patriarchy also benefits off fragmentation. Yes. And people bickering with each other off the differences that the capitalist structure creates. Right. For ourselves. Yep. So they really don’t like us realizing, oh, actually we can work together and we should work together and build our own wealth.

Jannese:  That’s their biggest fear, I think, honestly. Mm-hmm. , I think it’s, it’s all very intentional by design to keep us divided. Yeah.

Charly: Which that just like turns me on. I’m like, Oh, let me do what they don’t want me to do. Thank you so much for being on the podcast. Is there anything coming up that you’d like to share? Where can folks find you all that great stuff?

Jannese: So right now I’m actually enrolling for another cohort of my blogging bootcamp. So if you wanna find out more about how I’ve been able to use a blog to create passive income, you can find out more at yoquierodineropodcast.com/blog bootcamp. Um, and if you wanna check out the podcast, you could find me wherever you listen to podcasts, especially if you’re listening to this one. Uh, at Yo Quiero Dinero podcast and find me on social.

I mean, I’m just here to create a space where we can talk about money in a way that’s not judgmental, that is not, you know, shaming you for what you didn’t know. And that is really about empowering you to learn the things that you didn’t grow up learning so that you can become the catalyst for change in your family, in your community, and hopefully set yourself up for generational wealth that’s gonna transform the world.

Charly: Yes, I love it and I’m an alum of the blogging bootcamp and I just wanna say it was really cool to be in that space to, to motivate me to also make that passive income too. You got me when you were like, Yeah, my food blog. Like I don’t really do anything. I just got at income and I’m like, Oh, that sounds shiny and nice.

I like that , you didn’t need that. But I remember getting all up in my fields cuz I couldn’t make the theme work and everything, but then I just decided to outsource that work that I didn’t enjoy doing. Yeah, and hired a blog designer to help me with that too. While I focused on other important things like twerking at the club and sharing reels, You know, we have to pick up.

Jannese: That’s another deprogramming that we have to do, right, And it all involves rest. It’s just like we don’t need to do it all. We do not need to be afraid of asking for help, and I have found that the more that I let grow, the more it allows me. The more that I let go, the more it allows me to grow. And so next time you’re hesitating about, you know, signing up for a program, working with a coach, investing in yourself, realize that that’s just a limiting belief that you have been programmed to think is a waste, right?

You are the most important investment that you can make, and once you get used to that shit, I mean, it becomes addictive. So it has, if anything, invest in your dreams because it will always, always pay.

Charly: Ah, I love it. I’m just imagining unicorns and rainbows and sparkles. Best in your dreams. I love it. Thank you so much for joining.

Have a great day.

Jannese: Thank you, Charly.